@font-face{font-family:Sora Variable;font-style:normal;font-display:swap;font-weight:100 800;src:url(/_astro/sora-latin-ext-wght-normal.CawQDOvP.woff2) format("woff2-variations");unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF}@font-face{font-family:Sora Variable;font-style:normal;font-display:swap;font-weight:100 800;src:url(/_astro/sora-latin-wght-normal.DdqRvwsR.woff2) format("woff2-variations");unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD}.v-insurance-desk{--bg: #f6f7f4;--surface: #ffffff;--ink: #13211a;--muted: #5a6a60;--brand: #0d6b45;--brand-text: #0a5636;--accent: #b8860b;--ok: #0d6b45;--ok-bg: #e7f3ec;--closed: #a13a2e;--closed-bg: #f8ebe8;--emerg: #b3261e;--line: #dfe4dd;--radius: 10px;background:var(--bg);color:var(--ink);font-family:Work Sans Variable,system-ui,sans-serif;line-height:1.55}.v-insurance-desk h1,.v-insurance-desk h2,.v-insurance-desk h3{font-family:Sora Variable,system-ui,sans-serif;font-weight:700;letter-spacing:-.01em;line-height:1.18;margin:0}.v-insurance-desk .eyebrow{font-family:Sora Variable,system-ui,sans-serif;font-size:.72rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--brand-text);margin:0 0 8px}.v-insurance-desk .fee,.v-insurance-desk .ledger-price,.v-insurance-desk .stamp,.v-insurance-desk .policy-stat b,.v-insurance-desk b[data-count],.v-insurance-desk .sec-head b{font-variant-numeric:tabular-nums;font-weight:600}.v-insurance-desk .is-hidden{display:none!important}.v-insurance-desk [data-reveal]{opacity:0;transform:translateY(20px);transition:opacity .55s ease,transform .55s ease}.v-insurance-desk [data-reveal].revealed{opacity:1;transform:none}.v-insurance-desk .badge.opd{background:#eef1ec;color:var(--muted);font-weight:600}.v-insurance-desk .badge.opd[data-state=open]{background:var(--ok-bg);color:var(--ok)}.v-insurance-desk .badge.opd[data-state=closed]{background:var(--closed-bg);color:var(--closed)}.v-insurance-desk .btn{display:inline-flex;align-items:center;justify-content:center;gap:6px;padding:11px 18px;border-radius:6px;font-weight:600;font-size:.9rem;text-decoration:none;border:1px solid transparent;white-space:nowrap;transition:transform .15s ease,background .15s ease,box-shadow .15s ease;font-family:Work Sans Variable,system-ui,sans-serif}.v-insurance-desk .btn-sm{padding:8px 14px;font-size:.82rem}.v-insurance-desk .btn-primary{background:var(--brand);color:#fff}.v-insurance-desk .btn-primary:hover{background:var(--brand-text);transform:translateY(-1px)}.v-insurance-desk .btn-ghost{background:#fff;color:var(--brand-text);border-color:var(--line)}.v-insurance-desk .btn-ghost:hover{border-color:var(--brand)}.v-insurance-desk .btn-emerg{background:var(--emerg);color:#fff}.v-insurance-desk .btn-emerg:hover{background:#8a1a14}.v-insurance-desk .btn-emerg-ghost{background:#fff;color:var(--emerg);border-color:#f0c8c4}.v-insurance-desk .nav{position:sticky;top:0;z-index:20;background:#f6f7f4f0;backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.v-insurance-desk .nav-in{max-width:1160px;margin:0 auto;padding:12px 24px;display:flex;align-items:center;gap:20px}.v-insurance-desk .brand{display:flex;align-items:center;gap:8px;text-decoration:none;color:var(--ink);font-weight:700;font-family:Sora Variable,system-ui,sans-serif}.v-insurance-desk .brand-mark{display:inline-grid;place-items:center;width:28px;height:28px;background:var(--brand);color:#fff;border-radius:6px;font-size:.9rem;font-weight:700}.v-insurance-desk .brand-name{font-size:1.05rem}.v-insurance-desk .nav-links{display:flex;gap:22px;margin-left:auto}.v-insurance-desk .nav-links a{text-decoration:none;color:var(--muted);font-size:.9rem;font-weight:500}.v-insurance-desk .nav-links a:hover{color:var(--brand-text)}.v-insurance-desk .nav-cta{margin-left:4px}.v-insurance-desk .emerg{background:#0a3d29;color:#dcf0e6;text-align:center;padding:7px 16px;font-size:.84rem;font-weight:500;display:flex;gap:10px;align-items:center;justify-content:center;flex-wrap:wrap}.v-insurance-desk .emerg a{color:#fff;text-decoration:none;font-weight:600}.v-insurance-desk .emerg a:hover{text-decoration:underline}.v-insurance-desk .emerg-label{background:var(--emerg);padding:2px 10px;border-radius:4px;font-weight:700}.v-insurance-desk .emerg-sep{opacity:.5}.v-insurance-desk .hero{background:var(--bg);border-bottom:1px solid var(--line);padding:60px 24px 0}.v-insurance-desk .hero-in{max-width:1160px;margin:0 auto;padding-bottom:48px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start}.v-insurance-desk .kicker{color:var(--brand-text);font-weight:700;letter-spacing:.05em;text-transform:uppercase;font-size:.78rem;margin:0 0 14px;font-family:Sora Variable,system-ui,sans-serif}.v-insurance-desk .hero h1{font-size:clamp(2rem,4.4vw,3.1rem);max-width:16ch}.v-insurance-desk .lede{color:var(--muted);max-width:54ch;font-size:1.02rem;margin:18px 0 26px}.v-insurance-desk .hero-cta{display:flex;gap:12px;flex-wrap:wrap}.v-insurance-desk .policy-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 20px 50px #0d211a0f}.v-insurance-desk .policy-head{font-family:Sora Variable,system-ui,sans-serif;font-weight:700;margin:0 0 18px;font-size:1rem}.v-insurance-desk .cashless-steps{list-style:none;margin:0 0 22px;padding:0;position:relative}.v-insurance-desk .cashless-steps li{display:flex;align-items:flex-start;gap:12px;padding-bottom:20px;position:relative}.v-insurance-desk .cashless-steps li:not(:last-child):before{content:"";position:absolute;left:13px;top:28px;bottom:2px;width:0;border-left:2px dotted var(--line)}.v-insurance-desk .step-num{flex-shrink:0;width:26px;height:26px;display:grid;place-items:center;background:var(--brand);color:#fff;border-radius:50%;font-size:.8rem;font-weight:700}.v-insurance-desk .step-text{font-size:.9rem;padding-top:3px}.v-insurance-desk .policy-stats{display:flex;border-top:1px solid var(--line);padding-top:18px;gap:10px}.v-insurance-desk .policy-stat{flex:1;text-align:center}.v-insurance-desk .policy-stat b{display:block;font-size:1.3rem;color:var(--brand-text);font-family:Sora Variable,system-ui,sans-serif}.v-insurance-desk .policy-stat span{font-size:.72rem;color:var(--muted)}.v-insurance-desk .insurer-wall{max-width:1160px;margin:0 auto;padding:22px 0 40px;border-top:1px dashed var(--line)}.v-insurance-desk .insurer-note{font-size:.78rem;color:var(--muted);margin:0 0 14px;font-style:italic}.v-insurance-desk .insurer-chips{display:flex;flex-wrap:wrap;gap:10px}.v-insurance-desk .insurer-chip{background:#eceee9;color:var(--muted);border:1px solid var(--line);border-radius:6px;padding:8px 14px;font-size:.78rem;font-weight:600;letter-spacing:.02em}.v-insurance-desk .section{max-width:1160px;margin:0 auto;padding:64px 24px}.v-insurance-desk .section.alt{max-width:none;background:var(--surface);border-block:1px solid var(--line)}.v-insurance-desk .section.alt>*{max-width:1160px;margin-inline:auto}.v-insurance-desk .sec-head{margin-bottom:30px}.v-insurance-desk .sec-head h2{font-size:clamp(1.5rem,3vw,2.05rem)}.v-insurance-desk .sec-head p{color:var(--muted);margin:8px 0 0}.v-insurance-desk .sec-head b{color:var(--brand-text)}.v-insurance-desk .spec-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:14px}.v-insurance-desk .spec-card{background:var(--surface);border:1px solid var(--line);border-top:3px solid var(--accent);border-radius:6px;padding:18px}.v-insurance-desk .spec-icon{font-size:1.4rem}.v-insurance-desk .spec-card h3{font-size:.98rem;margin:10px 0 5px}.v-insurance-desk .spec-card p{color:var(--muted);font-size:.84rem;margin:0}.v-insurance-desk .loc-grid,.v-insurance-desk .trail-grid,.v-insurance-desk .book-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(300px,1fr));gap:18px}.v-insurance-desk .loc-card,.v-insurance-desk .trail-card,.v-insurance-desk .book-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:22px}.v-insurance-desk .loc-top{display:flex;align-items:center;gap:12px;margin-bottom:12px}.v-insurance-desk .loc-emoji{font-size:1.7rem}.v-insurance-desk .loc-top .badge{margin-left:auto}.v-insurance-desk .loc-area{color:var(--muted);font-size:.85rem;margin:2px 0 0}.v-insurance-desk .loc-tag{color:var(--ink);font-size:.9rem;margin:0 0 16px}.v-insurance-desk .badge{font-size:.7rem;padding:4px 10px;border-radius:4px;text-transform:uppercase;letter-spacing:.03em}.v-insurance-desk .fact-table{margin:0 0 16px;display:grid;gap:6px}.v-insurance-desk .fact-row{display:flex;align-items:baseline;gap:8px;font-size:.86rem;min-width:0}.v-insurance-desk .fact-row dt{color:var(--muted);flex-shrink:0;margin:0}.v-insurance-desk .fact-row dd{margin:0;font-weight:600;font-variant-numeric:tabular-nums;flex-shrink:0;white-space:nowrap}.v-insurance-desk .leader{flex:1 1 auto;min-width:12px;border-bottom:2px dotted var(--line);margin-bottom:4px;overflow:hidden}.v-insurance-desk .loc-addr{color:var(--muted);font-size:.86rem;margin:4px 0 12px}.v-insurance-desk .loc-hours{color:var(--muted);font-size:.88rem;margin:4px 0}.v-insurance-desk .loc-specs{list-style:none;padding:0;margin:0 0 16px;display:flex;flex-wrap:wrap;gap:6px}.v-insurance-desk .loc-specs li{background:var(--bg);border:1px solid var(--line);border-radius:4px;padding:4px 10px;font-size:.76rem;color:var(--brand-text)}.v-insurance-desk .loc-actions,.v-insurance-desk .book-actions{display:flex;flex-wrap:wrap;gap:8px}.v-insurance-desk .controls{margin-bottom:26px;display:grid;gap:12px}.v-insurance-desk .chip-row{display:flex;flex-wrap:wrap;gap:8px}.v-insurance-desk .chip{background:var(--surface);border:1.5px solid var(--brand);color:var(--brand-text);border-radius:6px;padding:7px 14px;font-size:.83rem;font-weight:600}.v-insurance-desk .chip:hover{background:var(--ok-bg)}.v-insurance-desk .chip.active{background:var(--brand);color:#fff;border-color:var(--brand)}.v-insurance-desk .controls-row{display:flex;flex-wrap:wrap;gap:10px;align-items:center}.v-insurance-desk .search{flex:1;min-width:220px;padding:12px 16px;border:2px solid var(--line);border-radius:6px;background:var(--surface);color:var(--ink);font-family:Work Sans Variable,system-ui,sans-serif}.v-insurance-desk .search:focus-visible{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px #0d6b4526}.v-insurance-desk .toggle{background:var(--surface);border:1.5px solid var(--line);color:var(--muted);border-radius:999px;padding:8px 14px 8px 16px;font-size:.85rem;font-weight:600;display:inline-flex;align-items:center;gap:10px}.v-insurance-desk .toggle-switch{width:34px;height:20px;border-radius:999px;background:#dfe4dd;position:relative;flex-shrink:0;transition:background .2s ease}.v-insurance-desk .toggle-dot{position:absolute;top:2px;left:2px;width:16px;height:16px;border-radius:50%;background:#fff;box-shadow:0 1px 3px #0003;transition:transform .2s ease}.v-insurance-desk .toggle.active{color:var(--brand-text);border-color:var(--brand)}.v-insurance-desk .toggle.active .toggle-switch{background:var(--brand)}.v-insurance-desk .toggle.active .toggle-dot{transform:translate(14px)}.v-insurance-desk .doc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}.v-insurance-desk .doc-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column}.v-insurance-desk .doc-top{display:flex;gap:12px;align-items:center;margin-bottom:12px}.v-insurance-desk .doc-avatar{width:44px;height:44px;border-radius:50%;display:grid;place-items:center;background:var(--ok-bg);font-size:1.3rem;flex-shrink:0}.v-insurance-desk .doc-id h3{font-size:.98rem}.v-insurance-desk .doc-desig{color:var(--brand-text);font-size:.78rem;margin:2px 0 0;font-weight:600}.v-insurance-desk .doc-qual{color:var(--muted);font-size:.82rem;margin:0}.v-insurance-desk .doc-rule{border-top:1px dashed var(--line);margin:12px 0}.v-insurance-desk .doc-meta{list-style:none;padding:0;margin:0 0 12px;display:flex;flex-wrap:wrap;gap:6px 12px;font-size:.8rem;color:var(--muted)}.v-insurance-desk .doc-tags{display:flex;flex-wrap:wrap;gap:6px;margin-bottom:12px}.v-insurance-desk .tag{font-size:.7rem;font-weight:700;padding:3px 8px;border-radius:4px}.v-insurance-desk .tag.senior{background:#eceee9;color:var(--brand-text)}.v-insurance-desk .tag.video{background:var(--ok-bg);color:var(--brand-text)}.v-insurance-desk .tag.new{background:#fbf1de;color:#8a6512;margin-left:6px}.v-insurance-desk .doc-times{color:var(--muted);font-size:.8rem;margin:0 0 14px}.v-insurance-desk .doc-foot{margin-top:auto;display:flex;align-items:baseline;gap:8px;min-width:0;border-top:1px dashed var(--line);padding-top:12px}.v-insurance-desk .doc-foot-label{font-size:.82rem;color:var(--muted);flex-shrink:0}.v-insurance-desk .doc-foot .leader{flex:1 1 auto;min-width:8px}.v-insurance-desk .fee{font-weight:600;color:var(--ink);font-size:1rem;flex-shrink:0}.v-insurance-desk .doc-foot .btn{margin-left:6px}.v-insurance-desk .ledger{max-width:860px;margin:0 auto;display:grid;gap:0;border-top:1px solid var(--line)}.v-insurance-desk .ledger-head{display:flex;gap:12px;padding:10px 4px;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700}.v-insurance-desk .ledger-head-price{margin-left:auto}.v-insurance-desk .ledger-head-cover{width:108px;text-align:right}.v-insurance-desk .ledger-row{display:flex;align-items:center;gap:12px;padding:16px 4px;border-bottom:1px solid var(--line);background:var(--surface);min-width:0}.v-insurance-desk .ledger-icon{font-size:1.3rem;flex-shrink:0}.v-insurance-desk .ledger-name{min-width:0;overflow:hidden}.v-insurance-desk .ledger-name h3{font-size:.96rem;margin:0;display:flex;align-items:center}.v-insurance-desk .ledger-name p{color:var(--muted);font-size:.82rem;margin:3px 0 5px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.v-insurance-desk .dept-tag{font-size:.74rem;color:var(--brand-text)}.v-insurance-desk .dept-tag em{font-style:normal;color:var(--muted);margin-left:4px}.v-insurance-desk .ledger-row .leader{flex:1 1 auto;min-width:20px}.v-insurance-desk .ledger-price{font-size:1rem;font-weight:600;color:var(--ink);flex-shrink:0;white-space:nowrap}.v-insurance-desk .cover-pill{flex-shrink:0;width:108px;text-align:center;padding:5px 8px;border-radius:999px;font-size:.72rem;font-weight:700}.v-insurance-desk .cover-pill.ok{background:var(--ok-bg);color:var(--ok)}.v-insurance-desk .cover-pill.self{background:#eceee9;color:var(--muted)}.v-insurance-desk .statement{display:grid;gap:0;border-top:1px solid var(--line)}.v-insurance-desk .statement-head{display:grid;grid-template-columns:2.4fr 1.4fr .8fr 1fr 90px;gap:14px;padding:10px 6px;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);font-weight:700}.v-insurance-desk .statement-head-price{text-align:right}.v-insurance-desk .statement-row{display:grid;grid-template-columns:2.4fr 1.4fr .8fr 1fr 90px;gap:14px;align-items:center;padding:16px 6px;border-bottom:1px solid var(--line);background:var(--surface);min-width:0}.v-insurance-desk .statement-name{display:flex;align-items:center;gap:10px;min-width:0}.v-insurance-desk .statement-name .pkg-icon{font-size:1.2rem;flex-shrink:0}.v-insurance-desk .statement-name b{display:block;font-size:.94rem}.v-insurance-desk .statement-name small{display:block;color:var(--muted);font-size:.78rem;margin-top:2px}.v-insurance-desk .statement-who,.v-insurance-desk .statement-tests{font-size:.84rem;color:var(--muted)}.v-insurance-desk .statement-price{text-align:right}.v-insurance-desk .stamp{display:inline-block;border:2px solid var(--accent);color:var(--accent);border-radius:4px;padding:3px 9px;transform:rotate(-2deg);font-size:.94rem;font-weight:700}.v-insurance-desk .empty{margin-top:22px;padding:24px;text-align:center;color:var(--muted);background:var(--surface);border:1px dashed var(--line);border-radius:var(--radius)}.v-insurance-desk .trail{list-style:none;padding:0;margin:14px 0;display:grid;gap:10px}.v-insurance-desk .trail li{display:flex;gap:10px;align-items:flex-start;font-size:.88rem}.v-insurance-desk .trail-icon{flex-shrink:0}.v-insurance-desk .landmark{background:var(--bg);border-left:3px solid var(--brand);padding:10px 14px;border-radius:4px;font-size:.84rem;margin:0 0 16px}.v-insurance-desk .book-note{margin:22px 0 0;padding:14px 18px;border:1px solid var(--line);border-radius:8px;background:var(--surface);color:var(--muted);font-size:.88rem}.v-insurance-desk .emerg-banner{margin-top:26px;background:var(--surface);border:1px solid var(--line);border-left:6px solid var(--emerg);border-radius:var(--radius);padding:24px 28px;display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}.v-insurance-desk .emerg-banner strong{font-size:1.1rem;display:block;font-family:Sora Variable,system-ui,sans-serif}.v-insurance-desk .emerg-banner span{color:var(--muted);font-size:.88rem}.v-insurance-desk .emerg-banner-cta{display:flex;gap:10px;flex-wrap:wrap}.v-insurance-desk .story-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:16px}.v-insurance-desk .story-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);padding:20px;display:flex;flex-direction:column}.v-insurance-desk .story-card blockquote{margin:0 0 16px;font-size:.96rem;line-height:1.6}.v-insurance-desk .story-card figcaption{display:flex;flex-direction:column;gap:2px;margin-top:auto}.v-insurance-desk .story-card figcaption b{color:var(--ink)}.v-insurance-desk .story-card figcaption span{color:var(--brand-text);font-size:.82rem}.v-insurance-desk .cashless-note{background:var(--ok-bg);color:var(--ok);border-radius:4px;padding:3px 8px;font-size:.74rem;font-weight:700;width:fit-content;margin-top:4px}.v-insurance-desk .pkg-icon{font-size:1.2rem}.v-insurance-desk .footer{background:#0d3a28;color:#dcefe4}.v-insurance-desk .footer-in{max-width:1160px;margin:0 auto;padding:44px 24px;display:grid;gap:18px}.v-insurance-desk .foot-brand{display:flex;align-items:center;gap:12px}.v-insurance-desk .footer .brand-mark{background:#145c40}.v-insurance-desk .foot-name{font-weight:700;color:#fff;margin:0;font-size:1.1rem;font-family:Sora Variable,system-ui,sans-serif}.v-insurance-desk .foot-since{margin:2px 0 0;font-size:.84rem;opacity:.75}.v-insurance-desk .foot-links{display:flex;flex-wrap:wrap;gap:18px}.v-insurance-desk .foot-links a{color:#dcefe4;text-decoration:none;font-size:.88rem}.v-insurance-desk .foot-links a:hover{color:#fff}.v-insurance-desk .foot-accred{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.82rem;opacity:.85}.v-insurance-desk .disclaimer{font-size:.78rem;opacity:.65;border-top:1px solid rgba(255,255,255,.14);padding-top:16px;margin:6px 0 0}.v-insurance-desk .sticky-bar{display:none}@media(max-width:900px){.v-insurance-desk .hero-in{grid-template-columns:1fr}}@media(max-width:760px){.v-insurance-desk .nav-links{display:none}.v-insurance-desk .ledger-row{flex-wrap:wrap}.v-insurance-desk .ledger-row .leader{display:none}.v-insurance-desk .ledger-name{flex:1 1 100%;order:1}.v-insurance-desk .ledger-icon{order:0}.v-insurance-desk .ledger-price{order:2;margin-left:44px}.v-insurance-desk .cover-pill{order:3;margin-left:auto}.v-insurance-desk .ledger-head,.v-insurance-desk .statement-head{display:none}.v-insurance-desk .statement-row{grid-template-columns:1fr;gap:8px;border:1px solid var(--line);border-radius:8px;margin-bottom:12px;padding:16px}.v-insurance-desk .statement-who:before{content:"👤 "}.v-insurance-desk .statement-who,.v-insurance-desk .statement-tests{display:flex;justify-content:space-between;font-size:.84rem}.v-insurance-desk .statement-tests:before{content:"Tests: ";color:var(--ink);font-weight:600;margin-right:4px}.v-insurance-desk .statement-price{text-align:left}.v-insurance-desk .statement-row .btn{width:100%}.v-insurance-desk .doc-foot{flex-wrap:wrap}.v-insurance-desk .sticky-bar{position:fixed;bottom:0;left:0;right:0;z-index:40;display:grid;grid-template-columns:repeat(3,1fr);background:#fff;border-top:3px solid var(--accent);box-shadow:0 -4px 20px #00000014}.v-insurance-desk .sticky-bar a{display:flex;flex-direction:column;align-items:center;gap:2px;padding:9px 4px;text-decoration:none;color:var(--brand-text);font-size:.7rem;font-weight:600}.v-insurance-desk .sticky-bar a span{font-size:.7rem}.v-insurance-desk .sticky-bar .sb-emerg{color:var(--emerg)}.v-insurance-desk .footer-in{padding-bottom:78px}}
